.hb-article-page{display:block!important;width:100%;color:#102e41;background:#fff;font-family:Arial,sans-serif}
.hb-article-header{max-width:1120px;margin:0 auto;padding:48px 28px 24px}
.hb-breadcrumb{font-size:14px;line-height:1.6;margin:0 0 28px}.hb-article-page a{color:#087486;text-decoration:underline;text-underline-offset:3px}.hb-article-page a:hover{color:#064d59}.hb-article-page a:focus-visible{outline:3px solid #087486;outline-offset:4px}
.hb-eyebrow{color:#087486;font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 14px}.hb-article-header h1{font:700 clamp(34px,4vw,52px)/1.12 Georgia,serif;max-width:960px;letter-spacing:-.5px;margin:0 0 22px}.hb-meta{font-size:14px;color:#4b626d;line-height:1.6;margin:0}
.hb-cover{max-width:1064px;margin:8px auto 34px;padding:0 28px;box-sizing:content-box}.hb-cover img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:4px}.hb-cover figcaption{font:12px/1.5 Arial,sans-serif;color:#586d77;margin-top:9px}
.hb-article-body{max-width:780px;margin:0 auto;padding:0 28px 64px;font-size:18px;line-height:1.75}.hb-article-body p{margin:0 0 22px}.hb-article-body .hb-lead{font-size:21px;line-height:1.65}.hb-article-body h2{font:700 32px/1.23 Georgia,serif;margin:44px 0 20px;scroll-margin-top:130px}.hb-article-body h3{font:700 23px/1.35 Georgia,serif;margin:28px 0 14px}.hb-article-body ul{list-style:disc;padding-left:25px;margin:0 0 25px}.hb-article-body li{margin:10px 0;padding-left:3px}.hb-article-body strong{font-weight:700}.hb-takeaways,.hb-toc{background:#f1f7f8;padding:26px 30px;margin:30px 0;border-radius:4px}.hb-article-body .hb-takeaways h2,.hb-article-body .hb-toc h2{margin-top:0;font-size:27px}.hb-takeaways ul,.hb-toc ul{margin-bottom:0}.hb-toc{background:#fff;border:1px solid #cedde2}.hb-safety{border-left:4px solid #0b7486;padding:4px 0 4px 24px;margin:32px 0}.hb-safety h3{margin-top:0}.hb-safety p:last-child{margin-bottom:0}.hb-article-body blockquote{margin:28px 0;padding:22px 26px;border-left:3px solid #8ebfbb;font:italic 23px/1.55 Georgia,serif;background:#f5f9fa}.hb-cta{background:#0b2d3e;color:#fff;border-radius:5px;padding:30px;margin:40px 0}.hb-article-body .hb-cta h2{color:#fff;margin:0 0 14px}.hb-cta div{display:flex;flex-wrap:wrap;align-items:center;gap:22px}.hb-article-page .hb-cta a{color:#fff}.hb-article-page .hb-button{background:#0b7486;border-radius:3px;display:inline-block;padding:12px 20px;text-decoration:none;font-weight:700}.hb-article-body .hb-note{font-size:14px;line-height:1.6;color:#536872;border-top:1px solid #d5e1e5;padding-top:24px;margin-top:34px}
@media(max-width:600px){.hb-article-header{padding:30px 22px 20px}.hb-breadcrumb{margin-bottom:22px}.hb-article-header h1{font-size:36px}.hb-cover{padding:0 22px;margin-bottom:28px}.hb-article-body{padding:0 22px 42px;font-size:17px}.hb-article-body .hb-lead{font-size:19px}.hb-article-body h2{font-size:28px;margin-top:34px}.hb-article-body h3{font-size:22px}.hb-takeaways,.hb-toc,.hb-cta{padding:22px}.hb-article-body blockquote{padding:18px 20px;font-size:21px}}

.hb-table-wrap{overflow-x:auto;margin:28px 0;max-width:100%}.hb-table{width:100%;border-collapse:collapse;font-size:16px;line-height:1.6}.hb-table caption{text-align:left;font-weight:700;margin-bottom:12px}.hb-table th,.hb-table td{padding:16px;text-align:left;vertical-align:top;border:1px solid #cedde2}.hb-table thead{background:#0b2d3e;color:#fff}.hb-table tbody th{width:36%;background:#f1f7f8;font-weight:700}@media(max-width:600px){.hb-table th,.hb-table td{padding:10px;font-size:14px}}